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Besides the actual type of mortgage you select, there are other important characteristics of your mortgage that determine exactly how much you will pay - both monthly and over the life of your mortgage.
From a low down payment mortgage to using your Registered Retirement Savings Plan (RRSP) as a source of funds, buying a home has never been easier.
Can't decide between a closed, open or convertible mortgage? There are many factors to consider such as your financial goals and how soon you want to pay off your mortgage.
From the security of a fixed rate mortgage to the flexibility of a variable rate mortgage, you have several choices when it comes to interest rates.
Choosing the length of your amortization period is an important decision that can affect how much interest you pay over the life of your mortgage.
One factor about a mortgage that most people need help better understanding is mortgage prepayment charges – when it’s required, how it’s calculated, how you can avoid it and what you should consider when you are choosing between different types of mortgages.