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Government removes non-bank lenders from the playing field

Originally posted on: November 21, 2016
Last updated on: November 21, 2016
Filed under: east york riverdale the beach leslieville
Will You Qualify For Your Mortgage After November 30th, 2016? Will You Qualify For Your Mortgage After Nov ...

The intended consequences of new housing policies

Originally posted on: October 27, 2016
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Filed under: east york the beach riverdale lesliville canada mortgage and housing corporationbank of canadagovernmentpricemortgagehomehousinghousing policiesceconomycanadaconsequencesunintendedintendedeconomy
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Originally posted on: September 29, 2016
Last updated on: September 29, 2016
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Sep 28, 2016 | Separated cycle tracks may be coming to Toronto's Woodbine Avenue ...

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Originally posted on: September 7, 2016
Last updated on: September 7, 2016
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The Toronto Real Estate Board publishes the above affordability chart monthly, showing the share of average household income used for mortgage, ...

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Originally posted on: March 4, 2016
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5 Low-Cost Countries Where You Can Live on $1,500 a Month or Less Posted on February 24, 2016 International Living ...

10 Home Improvement Projects You Can Do in a Day

July 1, 2015 - Updated: July 1, 2015

10 Home Improvement Projects You Can Do in a Day

By

Credit.com  June 30, 2015 by 

To the uninitiated, home renovations sound daunting and conjure painful images of burning cash. But don’t let that scare you. Many projects can be done in a day, and if you’re smart about it, says Kerrie Kelly, founder of Kerrie Kelly Home Design Lab, they’ll boost curb appeal without breaking your budget.

“Whether it’s something you leave on a list for a handyman to do or you do it yourself, which is always gratifying,” she says. Here are few of her favorites.

1. Switch the Hardware

Sometimes it’s easiest to begin with the front of the house rather than what’s inside, Kelly says, especially if you’re on a tight budget. To that end, changing the front doorknob and lock is a quick update that only takes a few minutes and can compliment the style of the house. Add a kick plate for a touch of glam or go gold for a traditional feel.

2. Brighten the Lights

Another quick, simple way to brighten your home is by changing the lights in the front yard. Feel free to purchase new ones, or better yet, clean the ones you already have. Your home will look far less spooky at night and you’ll actually see where you’re walking.

3. Paint the Door

If scrubbing bug-infested front yard lights isn’t your thing, put a new coat of paint on your front door to freshen it up. Go for something that complements the house’s exterior or be bold and opt for a pop of color, Kelly says, which will set the right tone.

4. Upgrade Your House Numbers

House numbers and address plaques are another quick update that can make a big difference. With the proper placement, they can make your house easier to find — not a bad thing when trying to sell — and the right style of numbers can help play up its architecture.

5. Plant a Vertical Garden

Beautify a blank wall by planting a vertical garden. “It can add architecture to the side or back of a home and be more structural” if you opt for, say, hanging planters, stacked crates or a lattice, Kelly says. And the plants can be anything, from herbs used for cooking to bright Gerbera daisies and vines.

6. Update Kitchen or Bath Fixtures

Nothing modernizes a bathroom or kitchen quite like changing the fixtures. If you’re starting from scratch, you may want to coordinate with the rest of the room, although Kelly says she’s been seeing a lot of mixed metal and mixed wood. “People are more forgiving [of a lack of cohesion], and it seems more livable in our eyes,” she says.

7. Paint a Piece of Furniture

A fresh coat of paint can make old furniture feel new, Kelly says. Anything from bookcases to shelves to nightstands is an easy project, and if you mess up, so what? Just paint it again. “It’s not such a commitment, which is nice,” she says.

8. Install a Fan

Installing a fan doesn’t take more than a few hours and is an inexpensive way to add interest to a room. Just remember to keep it “sleek and simple,” Kelly says, as low-profile fans are the best. “Don’t get too cute with it since it can quickly become dated.”

9. Change the Cabinet Hardware

“Changing the actual cabinet hardware can make a huge difference,” says Kelly, who recommends going with nickel for a more modern look. “It can dress up the cabinet.” Clear knobs are another option for a timeless and elegant feel, plus, they match nearly everything.

10. Add Light Dimmers

These days, homeowners are adding light control dimmers and switches for the energy efficiency, not just the drama, Kelly says. “[Dimmers] are very affordable and create mood and ambience,” plus you can use them with the lights that you already have. For a dramatic look, they work great in the dining room and bedroom.

Kali Geldis Gravatar

Kali Geldis is Credit.com's Editorial Director. She writes about a wide range of personal finance and credit topics. She previously ran MainStreet, the personal finance website powered by TheStreet. She has also worked for The Wall Street Journal as a Dow Jones Newspaper Fund intern and at The Huntington Herald-Dispatch as a reporter. More by Kali Geldis

 


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